THE COMPANIES BEHIND THE PROGRAM

In the USA, coverage is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business at 70 Pine Street, New York New York 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC #19445. National Union is a member of American International Group, Inc. (AIG), the world's leading U.S. - based international insurance and financial services organization, the largest underwriter of commercial and industrial insurance in the United States, and among the top ranked U.S. life insurers. Its member companies write a broad range of general insurance and life insurance products for commercial, institutional and individual customers through a variety of distribution channels in approximately 130 countries and jurisdictions throughout the world.

Skier Insurance Services (SIS) is a managing general agent of National Union Fire Insurance Company of Pittsburgh, Pa. with offices in Kalispell, Montana. SIS is a division of Tourist Insurance Services, Inc., an organization which has served consumers in Canada and the USA for over 29 years, providing specialized vacation insurance and winter-sports coverages. SIS performs most insurance company functions; prompt claims service is assured because SIS settles all claims for its carriers.

SIS is a member of the National Ski Areas Association.